Find central & state government schemes, Direct Benefit Transfers (DBT), subsidies, scholarships, and citizen welfare programs.
प्रधानमंत्री श्रम योगी मानधन योजना (पीएम-एसवाईएम)
Voluntary contributory pension scheme for unorganised workers earning up to ₹15,000/month offering ₹3,000 monthly pension after 60 years of age with 50% central matching contribution.
प्रधानमंत्री मातृ वंदना योजना (पीएमएमवीवाई)
Direct Benefit Transfer maternity benefit scheme providing financial incentive of ₹5,000 for the first child and ₹6,000 for a second girl child to pregnant and lactating mothers.
प्रधानमंत्री फसल बीमा योजना (पीएमएफबीवाई)
Comprehensive crop insurance scheme providing financial coverage against non-preventable natural risks from pre-sowing to post-harvest at nominal premiums (1.5%–2%).
जल जीवन मिशन (हर घर जल)
National mission to provide safe and adequate drinking water through individual Functional Household Tap Connections (FHTC) to every rural household in India.
प्रधानमंत्री सुरक्षा बीमा योजना (पीएमएसबीवाई)
Accidental insurance scheme offering risk coverage of ₹2,00,000 for accidental death and permanent total disability at an annual premium of only ₹20.
पीएम सूर्य घर: मुफ्त बिजली योजना
National rooftop solar scheme providing central capital subsidies up to ₹78,000 and up to 300 units of free electricity monthly.
प्रधानमंत्री मत्स्य सम्पदा योजना (पीएमएमएसवाई)
Flagship scheme for focused and sustainable development of the fisheries sector with an estimated investment of ₹20,050 Crore to enhance fish production and modernize fisheries infrastructure.
प्रधानमंत्री मुद्रा योजना (पीएमएमवाई)
Provides collateral-free institutional business loans up to ₹20 Lakh to non-corporate micro and small enterprises.
प्रधानमंत्री किसान मान-धन योजना (पीएम-केएमडीवाई)
Old age pension scheme for small and marginal farmers providing an assured monthly pension of ₹3,000 after attaining 60 years of age with 50% central matching contribution.
पीएम स्ट्रीट वेंडर्स आत्मनिर्भर निधि (पीएम स्वनिधि)
Working capital micro-loans of ₹10,000 to ₹50,000 with 7% interest subsidy and digital cashback for street vendors.
राष्ट्रीय कृषि बाजार (ई-नाम)
Pan-India electronic trading portal networking existing APMC mandis to create a unified national market for agricultural commodities with transparent online price discovery.
अटल पेंशन योजना (एपीवाई)
Guaranteed pension scheme for unorganised sector workers offering a fixed minimum monthly pension of ₹1,000 to ₹5,000 after attaining 60 years of age.
पीएम विश्वकर्मा योजना
End-to-end support for traditional artisans in 18 trades with Certificate, skill training with ₹500/day stipend, ₹15,000 toolkit e-voucher, and ₹3 Lakh loan @ 5%.
महात्मा गांधी राष्ट्रीय ग्रामीण रोजगार गारंटी अधिनियम (मनरेगा)
Statutory demand-driven social security scheme guaranteeing at least 100 days of unskilled wage employment in every financial year to rural adult volunteers.
प्रधानमंत्री आवास योजना – शहरी (पीएमएवाई-यू 2.0)
Urban housing mission providing interest subsidies and capital grants up to ₹2.50 Lakh for urban EWS, LIG, and MIG families.
स्टैंड-अप इंडिया योजना
Facilitates bank loans between ₹10 Lakh and ₹1 Crore to at least one SC/ST borrower and at least one woman borrower per bank branch for setting up greenfield enterprises.
सुकन्या समृद्धि योजना (एसएसवाई)
High-yield small deposit scheme for girl children below 10 years offering 8.2% sovereign interest and 100% tax exemption under Section 80C.
प्रधानमंत्री पोषण शक्ति निर्माण (पीएम पोषण)
National school feeding program providing hot cooked nutritious meals to children studying in Pre-Primary (Balvatika) and Classes 1 to 8 in government and government-aided schools.
आयुष्मान भारत प्रधानमंत्री जन आरोग्य योजना (एबी-पीएमजेएवाई)
World’s largest government health assurance scheme offering cashless cover of up to ₹5 Lakh per family per year for hospitalization.
प्रधानमंत्री जीवन ज्योति बीमा योजना (पीएमजेजेबीवाई)
Renewable one-year term life insurance cover of ₹2,00,000 for death due to any cause at an affordable premium of ₹436 per annum for individuals aged 18 to 50 years.
प्रधानमंत्री किसान सम्मान निधि (पीएम-किसान)
Central Sector Scheme providing income support of ₹6,000 per year in three equal installments to landholding farmer families across India.
प्रधानमंत्री आवास योजना – ग्रामीण (पीएमएवाई-जी)
Flagship rural housing scheme providing financial grant of ₹1.20 Lakh to ₹1.30 Lakh to construct pucca houses with basic amenities.
प्रधानमंत्री उज्ज्वला योजना (पीएमयूवाई 2.0)
Deposit-free LPG connections with free first refill and stove for adult women from poor households, plus ₹300/cylinder subsidy.
प्रधानमंत्री कौशल विकास योजना (पीएमकेवीवाई 4.0)
Skill certification scheme providing industry-relevant, future-ready short-term training and Recognition of Prior Learning (RPL) with placement support to Indian youth.